Creditor Harassment

A Track Record of Success Since 1980

Lufkin Creditor Harassment Attorney

Helping Clients With Creditor Harassment in East Texas

If you have fallen behind on paying your bills, a debt collector is probably pursuing you. Many people who are being harassed by their creditors do not realize that there are many federal and state laws designed to protect them from debt collector abuse.

At the Law Offices of W. David Stephens, we can put an end to creditor harassment and ensure that you are compensated for any unfair treatment you have received. Our Lufkin creditor harassment lawyer has over four decades of experience helping countless individuals get relief from abusive debt collectors.

Call (936) 298-5388 today for a free consultation. Let our team help you end debt collector harassment.

Understanding Creditor Harassment 

Under the Fair Debt Collection Practices Act (FDCPA), it is unlawful for debt collectors to act in any way that is considered to be abusive, deceptive, or unfair.

There are a variety of types of conduct prohibited by the FDCPA, including:

  • Calling someone excessively
  • Using threats of violence or harm
  • Using obscene or profane language
  • Lying about the amount of money owed
  • Publishing a list of names of people who refuse to pay their debts
  • Telling people they will be arrested if they do not pay their debts
  • Making false statements to try to scare an individual into paying
  • Using a fictitious company name
  • Giving false credit information about someone to anyone else
  • Sending anything that is meant to look like an official court or government document
  • Adding fees, costs, or interest to a debt without legal authorization
  • Depositing a post-dated check prior to the date listed on the check

Those who have been mistreated by debt collectors may be able to file a lawsuit against them. It is best to consult with a qualified lawyer to find out if this action is possible and appropriate for your specific situation.

Contact Our Credit Harassment Attorney in Lufkin Today

If you feel that a debt collector has violated your rights, contact our Lufkin creditor harassment attorney right away. We can help you fight back against abusive and unfair debt collection agencies. Our team helps clients throughout all of East Texas including, but not limited to, Angelina, Nacogdoches, Houston, Polk, Trinity, and Shelby. 

Let us help you stop creditors from harassing you. Call (936) 298-5388 now or contact us online. Our bankruptcy attorneys in Lufkin are ready to answer your questions.


  • "Mr. Stephens helped us in one of the most stressful times we’ve ever dealt with in life. Every time I left his office, I felt refreshed. Where I thought there was no hope, hope was always found."
    Brandon A.
  • "110% recommend Mr. Stephens if you need to file for bankruptcy. He helped me through a very stressful time in my life. His experience in bankruptcy is second to none in East Texas."
    Dirk P.
  • "Great choice, very professional and friendly. I understand why he is highly recommended."
    Jeff H.
  • W. David  Stephens Photo
    W. David Stephens

    "In the mid-1990s, I became so overwhelmed with the volume of new bankruptcy clients that I had to give up my trial practice to concentrate full-time as a bankruptcy lawyer. I have exclusively concentrated on consumer and business bankruptcy cases since that time.
    I was awarded a Board Certification in Consumer Bankruptcy Law by the Texas Board of Legal Specialization in 2001, and I have been so certified ever since."

    Read Full Bio
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