Debt Settlement & Relief Lawyer in Lufkin
Helping Clients Get Free from Debt throughout East Texas
When financial times get tough, bankruptcy is not the only option. Depending on the kind of debt you owe and other factors, debt settlement could be a better course of action. If you would like to learn more about the debt settlement process and if it fits your needs, contact the Law Offices of W. David Stephens. For nearly four decades, our debt settlement attorney has helped clients get on the road to financial recovery.
Put our years of experience to work for you by dialing (936) 298-5388 today or contacting us online.
Understanding Debt Settlement in Lufkin
To avoid filing for bankruptcy, many people choose to try to settle with their creditors. This process is referred to as debt settlement. Debt settlement involves a qualified attorney contacting each of your creditors individually in an attempt to negotiate a partial payment as the satisfaction of the debt. If the creditor agrees, you will pay a percentage of your outstanding balance and the rest of the debt will be dismissed.
The benefits of debt settlement include:
- Avoiding the long-lasting effects of bankruptcy
- Getting relief for from overwhelming debts
- Settling debts for less cost
- Repaying debts in less time
- Providing a chance for start fresh
Of course, as with any debt solution, there could be some negative consequences to pursuing debt settlement. A knowledgeable lawyer can evaluate your circumstances and help you determine if debt settlement is the right option for you.
Get Professional Assistance from a Qualified Attorney
Settling a debt can be a challenging process. Your creditors want as much money from you as they can get. It is crucial to have someone on your side who is not in it for the money, but who genuinely has your best interest in mind.
At the Law Offices of W. David Stephens, we care for each of our clients’ well-being. When you turn to us, you can have peace of mind knowing that our Lufkin debt relief lawyer is fighting to make your life better.
To see if debt settlement is right for you, call our experienced bankruptcy attorney at (936) 298-5388 now. We help clients throughout all of East Texas.